Regular Savings Products

Regular Saving Plans are designed to allow the investor access to unit linked Mutual Funds, managed by world leading fund managers. The products have the following features:

* Flexibility allows you to increase, decrease and even suspend premiums as life circumstances change
* You will benefit over the long term from compound average growth and cost averaging the market
* Free switching between Funds allows you to manage your investment strategy over time
* Tax efficient plan ensures your savings grow in the most effective manner

Is this for me?

Probably. We all have long term commitments: education for children; paying off mortgages; retirement (to name a few). Even a small amount of money invested regularly over 15 or 20 years can produce spectacular results. 

How does it work?

You will meet with one of our consultants who will conduct a thorough analysis of your needs and resources and then recommend the plan that meets your needs. . Regular saving can be made on a monthly, quarterly or annual basis

What will I invest in?

Regular Saving Plans have superb unit linked Fund choices which give the investor access to different asset classes (Equity, Fixed Income and Hedge Funds); different markets (UK, US, Europe, Emerging markets) and specialist sectors (Healthcare, Technology etc.). The Funds are managed by the world's leading Fund Managers and are domiciled in tax free jurisdictions so your investment grows free of income and capital gains tax which, over the long term, will have a very powerful effect on performance. Furthermore your plan will be administrated by an Insurance company (Generali, Friends Provident for example) based in a politically stable and secure jurisdiction like the Isle of Man or Guernsey.

Lump Sum Products

Lump Sum Products (Personal Portfolio Bonds) are designed to allow the investor to manage assets according to his or her risk profile through the construction of a portfolio. The products have the following features:

* Discounted access to the entire universe of Mutual Funds
* Ability to Access Hedge Funds and Alternative Investments due to Institutional dealing advantages that might otherwise be closed
* Free switching between Funds allows you to manage your investment strategy over time
* Tax efficient vehicle ensures your investment grow in the most effective manner
* Centralised administration of your portfolio

Is this for me?

It depends. Entry level is usually a minimum of USD 50,000. One of our trained consultants can assess your needs, resources, risk profile, investment horizon and then advise you on portfolio composition.

How does it work?

You will meet with one of our consultants who will conduct a thorough analysis of your needs and resources and then recommend the plan that meets your needs

What will I invest in?

Lump Sum Plans differ from Regular Savings Plans in that there is virtually no limit to the asset that you can hold within your Personal Portfolio Bond. This gives you the freedom to choose a composition of assets that can include any traditional class and from any market. Significantly you will also have access to Hedge Funds and Alternative Investments which increasingly have become a mainstream element of sophisticated Portfolio construction.

Furthermore your plan will be administrated by an Insurance company (Generali, Hansard Financial Trust or Friends Provident for example) based in a politically stable and secure jurisdiction like the Isle of Man or Guernsey.

Specialist International Private Healthcare for Teachers

The most popular healthcare we provide is from JBI International, the number one provider of healthcare for the international schools community worldwide and now available to the wider teaching community in Japan.

The features include:

• No excess/deductible.
• Coverage of pre-existing conditions within groups.
• Compassionate travel benefits.
• Routine dental cover.
• Coverage for alternative treatments.
• Option to have claims settled directly to your credit card.
• Portable to your home country.
• The most competitive rates on the market.

©2006 Global Investment Group